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241 E Main St APT 3A, Bergenfield, NJ, 07621

1beds
1baths
--sqft
$245,000
--price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

If you've been priced out of Bergen County, this is your way in. This 3rd-floor condo at Willett Court is currently the most affordable on the market in Bergenfield, and it's move-in ready. The unit has been freshly painted and features a bright kitchen with a floating island, hardwood floors throughout, ceiling fans, and a full bath with classic tile detail and modern vanity. Heat and hot water are included in the monthly maintenance, keeping your carrying costs predictable. You also get an assigned parking space, basement storage, and on-site laundry. The location delivers. NJ Transit Bus 166 to New York City stops right outside. Parks, restaurants, and shopping along Washington Avenue are minutes away, and you're near the Tenafly border. Still renting in Bergen County? Your landlord is building equity. You're not. With heat and hot water included, your monthly costs here may be closer to what you're already paying than you think. Low property taxes & monthly HOA. A real foothold in Bergen County. First-time buyers and savvy renters: this is the one.

Getting Around

70
WalkingSomewhat Walkable
50
TransitGood Transit
61
BikeBikeable

Schools

7/10
6/10
8/10
Bergenfield High SchoolGrades 9-121.1 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 03001850000000010000C003A

Features

  • Waterfront features: None

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$57$684
Property Taxes $385$4,620
Electricity $193$2,318
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07621$460
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07621$454
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$250,000

For Sale by Agent

AgentKevin Hill
BrokerageKeller Williams Valley Realty

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