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187 Cypress Ave, Bogota, NJ, 07603

3beds
3baths
--sqft
$649,999
--price/sqft
$4,898/moest. monthly cost
$195,920/yrincome needed

About This Home

Move right into this beautifully renovated 3-bedroom, 2.5-bath Side Hall Colonial, completely updated in 2022 and offering four finished levels of living space, including a finished attic and finished basement. The first floor features an enclosed front porch, spacious living and dining rooms with hardwood floors, an open-concept kitchen with granite countertops, Samsung stainless steel appliances, and a convenient half bath. Upstairs offers three generously sized bedrooms and a beautifully renovated full bath. Major 2022 improvements include a new roof, all new windows, new electrical wiring with a 200-amp service, recessed lighting throughout, a new kitchen, and all new bathrooms. Outside, enjoy a newly paved driveway with parking for 4+ vehicles and a detached 2-car garage featuring a new roof, new windows, and new garage doors. Ideally located just two blocks from NYC transportation and close to schools, parks, shopping, and major highways, this move-in ready home offers the perfect combination of modern updates, functional living space, and commuter convenience. Don't miss this incredible opportunity!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
6/10
Bogota Jr Sr High SchoolGrades 8-120.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 0400090000000024

Features

  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$162$1,944
Property Taxes $1,257$15,084
Electricity $193$2,318
Total$4,898$58,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,931/yr
40% on housing$146,940/yr
45% on housing$130,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07603$374
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07603$396
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$649,999
2026-06-25Listed for sale$699,999
2023-02-27Sold$560,000
2023-01-27Pending sale$549,999
2023-01-20Listed for sale$549,999
2023-01-18Listing removed$550,000
2023-01-05Listed for sale$550,000
2023-01-02Pending sale$550,000
2022-12-15Price change$550,000
2022-12-06Price change$575,000
2022-12-01Listed for sale$599,999
2022-07-28Sold$300,000
2022-06-03Pending sale$339,500

For Sale by Agent

AgentRoberto Alvarez
BrokerageProminent Properties Sotheby's International Realty-Edgewater

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