See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

428 Lafayette Ave, Cliffside Park, NJ, 07010

3beds
4baths
--sqft
$1,499,000
--price/sqft
$10,567/moest. monthly cost
$422,680/yrincome needed

About This Home

JUST COMPLETED!!!! NEW CONSTRUCTION, BUILT BY PREMIER BUILDER. THIS LUXURIOUS HOME BOASTS 3 LEVELS OF LIVING SPACE......GROUND ENTRY WELCOMES YOU TO THE ENTRY HALL TO THE SUNKEN RECREATION RM WITH BAR W/WINE FRIG, SLIDING GLASS DOOR TO REAR PAVER PATIO, NICE SIDE YARD, FULL BATH, HALL CLOSET, MUDROOM W/CLOSET, ACCESS DOOR TO A 1 CAR GARAGE, 2 TANDEM PARKING DRIVEWAY, UTILITY ROOM...... 2ND FLOOR MAIN LEVEL-HAS A HOME OFFICE WITH FLOOR TO CEILING GLASS WALL, OPEN CONCEPT LIVING ROOM W/ELECTRIC FIREPLACE, DINING ROOM, POWDER ROOM, MODERN KITCHEN WITH OVERSIZED ISLAND, PANTRY, FAMILY ROOM WITH ELECTRIC FIREPLACE AND SLIDING GLASS DOOR TO DECK....3RD FLOOR-THE HALLWAY SKYLIGHT PROVIDES PLENTY OF LIGHT, 2 BEDROOMS WITH WALK IN CLOSETS, FULL BATHROOM WITH A DOUBLE SINK VANITY, TUB/SHOWER COMBO, HALL LINEN CLOSET, SPACIOUS LAUNDRY ROOM WITH CABINETS & FOLDING COUNTERTOP, PRIMARY SUITE WITH HIS/HER WALKIN CLOSETS, CLOSET, BATHROOM W/SKYLIGHT, HIS/HER VANITY, SHOWER AND TUB.

Getting Around

87
WalkingVery Walkable
50
TransitGood Transit
41
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Construction materials: Brick,Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Self-start
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Hot Water,Zoned
  • Cooling features: Attic Fan,Central Air

Property

Details

  • Parcel number: 0602704000000020

Features

  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: East
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$435$5,220
Property Taxes $2,360$28,320
Electricity $193$2,318
Total$10,567$126,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,297/yr
40% on housing$317,010/yr
45% on housing$281,786/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07010$665
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07010$499
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$1,549,000
2026-04-04Price change$1,549,000
2026-02-15Listed for sale$1,599,000
2025-06-11Sold$500,000

For Sale by Agent

AgentChristine Senatore
BrokerageCentury 21 Calabrese Realty

Similar Homes