See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Florence Pl, Elmwood Park, NJ, 07407

4beds
2baths
--sqft
$569,900
--price/sqft
$4,096/moest. monthly cost
$163,840/yrincome needed

About This Home

This welcoming home is ideally situated next to Rosemont Park on a 9000+sf lot in the desirable Rosemont section of Elmwood Park. Just 2 blocks to Fair Lawn and close to NJ Transit bus and train. A charming lemonade porch sets the tone for the warm & inviting interior filled with natural light. Neutral finishes and hardwood flooring grace the main living areas, including the lovely living room, large granite kitchen and the adjoining dining room. A mudroom (or pantry) and laundry room off the kitchen adds great convenience. Spacious 1st FL. bedroom with large windows and double closet and a renovated subway tiled bath completes the main floor. The second floor features 3 Bedrooms all freshly painted and with new carpeting, a large updated full bath with stall shower and ample closets. The basement has 2 finished areas offering valuable space for recreation & office activities, plus a separate storage and utility room. A rear covered porch overlooking the park provides the perfect spot for morning coffee or evening relaxation. Updates include replacement windows, 200 amp electric service, newer furnace (5 years) and ductless mini split systems for cooling.

Getting Around

75
WalkingVery Walkable
45
TransitSome Transit
50
BikeBikeable

Schools

4/10
3/10
Memorial Sr High SchoolGrades 9-121.0 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Carpet

Heating & Cooling

  • Heating features: Electric,Natural Gas,Hot Water,Zoned,Radiators
  • Cooling features: Ductless

Property

Details

  • Parcel number: 1100109000000010

Features

  • Pool features: None
  • Has view: Yes
  • View description: East
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$125$1,500
Property Taxes $897$10,764
Electricity $193$2,318
Total$4,096$49,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,434/yr
40% on housing$122,880/yr
45% on housing$109,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07407$370
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07407$409
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$569,900
2026-07-17Price change$569,900
2026-07-02Listed for sale$589,900
2017-03-29Sold$348,000
2016-12-18Listed for sale$348,000
2016-07-07Sold$210,000

For Sale by Agent

AgentMaxine Harelick
BrokerageProminent Properties Sotheby's International Realty-Ridgewood

Similar Homes