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190 Martha Ave, Elmwood Park, NJ, 07407

3beds
3baths
--sqft
$769,000
--price/sqft
$5,461/moest. monthly cost
$218,440/yrincome needed

About This Home

This stunning home has it all. Entrance foyer takes you to open floor plan living room, dinning room and kitchen. Renovated kitchen is equipped with cherry wood cabinets, granite countertops and stainless steel appliances. Dinning room has sliding door leading to large deck. All 3 bathrooms are renovated. All 3 bedrooms have nice size closets. Master bedroom has full bathroom with shower. Finished basement contains large family room, storage closets and laundry/utility room. Ground level has direct access to the garage and offers: family room, half bathroom and utility room leading to the fenced in backyard. Spacious fenced in backyard has shed in the corner, paved patio and paved walkways. The front offers paved 2 car driveway and beautiful landscaping and sprinkler system. Property has central a/c and gas heat, beautiful hardwood floors. Conveniently located, only minutes from the major highways, NY transportation: bus and train. Move in condition.

Getting Around

62
WalkingSomewhat Walkable
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
3/10
Memorial Sr High SchoolGrades 9-121.4 mi

Construction

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: Central Air

Property

Details

  • Parcel number: 1101714000000002

Features

  • Levels: Split Level
  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: Sunset
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$169$2,028
Property Taxes $1,211$14,532
Electricity $193$2,318
Total$5,461$65,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,234/yr
40% on housing$163,830/yr
45% on housing$145,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07407$365
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07407$409
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$769,000
2026-04-15Listing removed$799,000
2026-02-06Price change$799,000
2025-12-19Listed for sale$829,900
2023-03-02Listing removed$599,000
2022-12-15Listed for sale$599,000
2020-05-18Listing removed$519,000
2019-11-19Listed for sale$519,000
2018-07-31Listing removed$449,000
2018-01-16Listed for sale$449,000
2012-03-15Sold$315,000

For Sale by Agent

AgentJoanna Orlowski
BrokerageLPT Realty

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