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49 Oakland St, Englewood, NJ, 07631

3beds
2baths
--sqft
$499,123
--price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Attention builders, Handy people and Contractors. This home has great potential. Hardwood Floors, nice fireplace, airy feeling plenty of light. Rear deck overlooking the large rear yard. Priced for a quick sale. All offers presented to listing agent in writing.

Getting Around

55
WalkingSomewhat Walkable
45
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
J E Dismus Middle SchoolGrades 7-80.2 mi
3/10
Dwight Morrow HighGrades 9-120.3 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Radiators
  • Cooling features: None

Property

Details

  • Parcel number: 1500308000000019

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: West
  • Waterfront features: None

Lot

  • Features: Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$190$2,280
Property Taxes $786$9,432
Electricity $193$2,318
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07631$839
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07631$447
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$499,123
2000-07-11Sold$146,500

For Sale by Agent

AgentRonald Rollieson
BrokerageEnglish Realty

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