See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

201 Prospect St, Englewood, NJ, 07631

3beds
3baths
1,434sqft
$649,000
$453price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

The opportunity you've been waiting for in Englewood! This beautifully updated Colonial welcomes you with wonderful curb appeal on a quiet block just minutes from downtown shopping, dining, and everyday conveniences. From the moment you enter, soaring ceilings and rich hardwood floors create a warm, inviting atmosphere filled with character and natural light. The kitchen is a true standout featuring a center island, granite countertops, ample cabinets, a water filtration system with an insta-hot dispenser (2025), newer refrigerator (2024), and an ideal layout for entertaining. A mudroom with extra storage and a full bathroom adds functionality to the main level. Upstairs, you'll find 3 well-appointed bedrooms with excellent natural light and an additional full bathroom. The home features a full attic with insulated, finished walls, new pull-down stairs (2025), and architectural plans for a future permanent staircase conversion. The finished basement provides valuable bonus space perfect for a recreation room, home office, or gym, complete with another full bath. Additional highlights include a newer hot water heater (2022), central air, and a Vivint security system. Enjoy a low-maintenance brick patio, plus a detached two-car garage with a brand-new custom garage door, and long driveway. Conveniently located near houses of worship, schools, parks, Englewood Hospital, major highways, and the GWB for an easy Manhattan commute. Move-in ready and exceptional value!

Getting Around

80
WalkingVery Walkable
48
TransitSome Transit
59
BikeBikeable

Schools

5/10
J E Dismus Middle SchoolGrades 7-80.6 mi
3/10
Dwight Morrow HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer
  • Laundry features: Ground Level

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Bath(s) Other
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,434
  • Total interior livable area: 1,434 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1115009070000000150000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 41 x 106

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$248$2,976
Property Taxes $1,022$12,264
Electricity $193$2,318
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 07631$837
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07631$447
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Pending sale$649,000
2026-06-25Listed for sale$649,000
2026-06-25Listing removed$689,000
2026-05-19Listed for sale$689,000
2021-09-15Sold$489,000
2021-06-14Listed for sale$449,000
2021-03-08Listing removed--
2016-10-26Sold$362,000
2016-08-15Price change$359,000
2016-08-13Price change$364,900
2016-08-09Listed for sale$375,000
2015-09-24Sold$176,600
2015-07-18Pending sale$188,000
2015-07-03Listed for sale$188,000
2015-06-10Pending sale$188,000
2015-05-29Listed for sale$188,000
2004-04-08Sold$285,000
2003-04-30Sold$255,000
1996-09-23Sold$119,000

For Sale by Agent

AgentNatasha Bartolomeo
BrokerageRedfin Corporation

Similar Homes