655 Floyd St, Englewood Cliffs, NJ, 07632
About This Home
Welcome to this beautifully designed 5-bedroom, 4 full bath North Cliffs home! The open-concept layout features a living room with a modern gas fireplace and a stunning kitchen with a Thermador range. The main level offers a luxurious primary suite with a custom walk-in closet and spa-like bath, along with two additional bedrooms and a full bath. The lower level opens to the private, professionally landscaped property with a sprawling patio, perfect for entertaining. This level includes a spacious family room, gym or bedroom, full bath, guest suite, and direct access to the 2-car garage. Notable features include a Brazilian teak and limestone veneer exterior, Nest thermostats, whole-house dehumidification, updated plumbing and electrical, LED recessed lighting, hardwired fire alarm system, gas generator (2026), and hot water system (2025). Smart home automation controls lighting, climate, sprinkler system, alarm, doorbell cameras, garage doors, generator, and Hunter Douglas remote blinds. Ideally located in the coveted North Cliffs, just moments from NYC, fine dining, tennis courts, the town park, and North Cliffs School. Just move right in to this turnkey home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Zoned
- Cooling features: Central Air
Property
Details
- Parcel number: 1600808000000003
Features
- Levels: Bi-Level
- Pool features: None
- Patio & porch: Deck / Patio
- Has view: Yes
- View description: East
- Waterfront features: None
Lot
- Features: Regular
Parking
- Total spaces: 10
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,606 | $115,272 |
| Home Insurance * | $450 | $5,400 |
| Property Taxes | $1,883 | $22,596 |
| Electricity | $193 | $2,318 |
| Total | $12,132 | $145,584 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $1,899,900 |
| 2026-07-11 | Price change | $1,899,900 |
| 2026-06-05 | Price change | $1,999,900 |
| 2026-05-27 | Price change | $2,199,000 |
| 2026-05-13 | Listed for sale | $2,499,000 |
| 2019-08-12 | Sold | $1,335,000 |
| 2018-10-03 | Price change | $1,440,000 |
| 2018-07-19 | Price change | $1,490,000 |
| 2018-05-13 | Price change | $1,530,000 |
| 2018-03-01 | Price change | $1,579,000 |
| 2017-08-19 | Price change | $1,629,000 |
| 2017-07-03 | Price change | $1,679,000 |
| 2017-04-18 | Listed for sale | $1,729,000 |
| 2014-10-30 | Listing removed | $849,000 |
| 2014-09-05 | Price change | $849,000 |
| 2014-04-30 | Listed for sale | $949,000 |
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