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3-23 Saddle River Rd, Fair Lawn, NJ, 07410

4beds
1baths
--sqft
$859,000
--price/sqft
$6,072/moest. monthly cost
$242,880/yrincome needed

About This Home

Exceptional opportunity to build your dream home on an impressive oversized 74 x 194 lot in a highly desirable Fair Lawn location. The true value is in the land. Located near Saddle River County Park, this property offers a beautiful setting with exceptional depth, space, privacy, and flexibility. With its substantial lot dimensions, this property presents a rare opportunity for new construction, expansion, or redevelopment. Existing small ranch is being sold strictly as-is and is considered a tear-down or major renovation candidate. Ideal for builders, investors, or end-users looking to create a custom residence in one of Fair Lawn's sought-after communities. Close to schools, parks, shopping, transportation, houses of worship, and major highways.

Getting Around

50
WalkingCar-Dependent
48
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

8/10
8/10
Fair Lawn High SchoolGrades 9-121.5 mi
10/10

Construction

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: None

Property

Details

  • Parcel number: 1701408000000002

Features

  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$184$2,208
Property Taxes $1,352$16,224
Electricity $193$2,318
Total$6,072$72,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,182/yr
40% on housing$182,160/yr
45% on housing$161,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07410$446
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07410$461
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$859,000
1993-12-21Sold$50,000

For Sale by Agent

AgentMonis Young
BrokerageBetter Homes & Gardens Real Estate Exclusive Properties

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