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42-09 Cosgrove Ct, Fair Lawn, NJ, 07410

5beds
4baths
2,868sqft
$1,100,000
$384price/sqft
$7,846/moest. monthly cost
$313,840/yrincome needed

About This Home

This beautiful Col w/top Location, great Neighborhood & on a Cul-de-Sac has been freshly painted & showcases the expanded 5BR/3.5 bath w/updates & attention to detail. Enter an airy DBL E-Foyer w/soaring ceilings & adorned w/antique chandelier. Notice gleaming wood floors throughout. Entertain in oversized sunlit LR w/bow windows that open to the adjoining DR for large gatherings. Treat yourself to a well-appointed chef's kit w/granite counters, premium SS appliances, 6 burner stove w/oven, wall-oven w/warming draw wave, abundant cabinetry, pantry as well as under cabinet lighting. Breakfast rm w/door out to an expansive 2tier deck w/retractable awning. Adjoining spacious Fam/Rm w/FPL. Laundry &PR complete first floor. Upstairs the Primary BR retreat has 2 WIC & en-suite Fbath. Four addt'l BR's, one can be your office & Hall bath w/SOT. Fin bsmt has F/Bath, Rec Rm, w/Bar &le storage. Offers paver drive& walkway, 4 Z Heat&AC, security system, 5 Zone sprinklers, crown-molding, recess lighting &built-in speakers. Enjoy a serene private picturesque yard & notice a gentle brook in the rear. Present Owners had Radburn's top-rated blue-ribbon school district &took advantage of being near houses of worship &NY Transportation. Sold as is with no known defects. Two virtual photos to help buyers visualize more potential.

Getting Around

53
WalkingSomewhat Walkable
43
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
8/10
8/10
Fair Lawn High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: BathMain,GameRoom,Storage,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Bedroom,Breakfast,Additional Bedroom
  • Door features: Storm Door(s)
  • Window features: Blinds,Shades
  • Flooring: Carpet,Marble,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,868
  • Total interior livable area: 2,868 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 1117017020000000590000
  • Exclusions: Freezer in Basement

Features

  • Patio & porch: Deck
  • Exterior features: Barbecue,Sidewalk,Underground Lawn Sprinkler
  • Waterfront features: Stream

Lot

  • Lot size: 7,405 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$236$2,832
Property Taxes $1,732$20,784
Electricity $316$3,793
Total$7,846$94,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,005/yr
40% on housing$235,380/yr
45% on housing$209,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 07410$448
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07410$461
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$1,100,000
2026-07-23Price change$1,100,000
2026-06-26Listed for sale$1,160,000
2026-06-15Listing removed$1,199,900
2026-06-04Price change$1,199,900
2026-05-29Price change$1,225,000
2026-05-15Listed for sale$1,300,000

For Sale by Agent

AgentEsperanza Burri
BrokerageProminent Properties Sir

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