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18-05 Saddle River Rd, Fair Lawn, NJ, 07410

3beds
2baths
--sqft
$949,000
--price/sqft
$6,688/moest. monthly cost
$267,520/yrincome needed

About This Home

Welcome to this one-of-a-kind contemporary home in one of Fair Lawn's most desirable neighborhoods! This architecturally distinctive residence showcases soaring vaulted and cathedral ceilings, expansive living spaces, and an open-concept design filled with natural light. A dramatic entry welcomes you into the spacious living room, formal dining room and inviting family room, where a beautiful dual-sided gas fireplace creates a warm focal point while seamlessly connecting the living areas. The kitchen features granite countertops, custom cabinetry, stainless steel appliances, and a large center island, making it ideal for both everyday living and entertaining. The main level offers two generously sized bedrooms and a beautifully updated full bath, while the private upper-level primary suite boasts soaring ceilings, a walk-in closet, and an en-suite bath. The finished lower level provides exceptional flexible space for recreation, a home office, gym, or media room. Step outside to your own private backyard retreat featuring a spacious deck overlooking a uniquely designed tiled in-ground pool surrounded by mature landscaping. Complete with a two-car garage, this exceptional home is conveniently located near top-rated schools, parks, shopping, dining, major commuter routes, and close to houses of worship, offering the perfect blend of architectural character, comfort, and an unbeatable Fair Lawn location.

Getting Around

53
WalkingSomewhat Walkable
43
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
8/10
8/10
Fair Lawn High SchoolGrades 9-121.5 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Property

Details

  • Parcel number: 1701703000000037

Features

  • Pool features: In Ground
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$203$2,436
Property Taxes $1,494$17,928
Electricity $193$2,318
Total$6,688$80,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,302/yr
40% on housing$200,640/yr
45% on housing$178,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07410$445
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07410$461
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$949,000

For Sale by Agent

AgentSushmaa Kothari
BrokerageKeller Williams Village Square Realty

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