See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

400 Cliff St, Fairview, NJ, 07022

6beds
2baths
1,800sqft
$750,000
$417price/sqft
$5,603/moest. monthly cost
$224,120/yrincome needed

About This Home

Rental investment property For sale by owner Long term tenants plan to stay Turn key, no repairs needed 2 seperate buildings front and back, each has seperate utilities and 2 entrances. Unit 1 Front , 2 beds + living room Unit 2 Back, 3 beds + living + dining

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
Number Three SchoolGrades PK-40.0 mi
4/10
--

Construction

Condition

  • Year built: 1907

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 1800305000000003

Features

  • Exterior features: Wood

Lot

  • Lot size: 3,700 sqft

Parking

  • Parking features: On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$216$2,592
Property Taxes $1,397$16,764
Electricity $198$2,381
Total$5,603$67,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,102/yr
40% on housing$168,090/yr
45% on housing$149,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 07022$515
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07022$507
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$750,000
2026-02-03Listing removed$700,000
2026-01-12Price change$700,000
2025-11-21Listed for sale$699,999
2024-06-28Sold$546,000
2024-06-07Pending sale$499,000
2024-05-17Listed for sale$499,000
2010-11-03Listing removed$375,000
2010-05-08Listed for sale$375,000
2003-05-21Sold$295,000
2002-06-21Sold$227,000
2001-11-05Sold$110,000

For Sale by Owner

AgentProperty Owner

Similar Homes