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385 McKinley St, Fairview, NJ, 07022

3beds
2baths
--sqft
$699,000
--price/sqft
$5,234/moest. monthly cost
$209,360/yrincome needed

About This Home

All Brick 2-family home, offering an excellent opportunity for both homeowners and investors alike. This property features two units, a one bedroom unit and two bedroom unit. Two bedroom currently occupied by month-to-month tenants, One Bedroom Unit currently vacant, providing flexibility for investors or future owner-occupants. The property also boasts a large backyard with plenty of space for outdoor enjoyment. Ideally located near transportation, shopping, schools, and major high-ways, this home offers strong rental appeal in a highly convenient neighborhood. Whether you're looking to expand your investment portfolio or secure a property with immediate income potential, this is an outstanding opportunity in a desirable North Jersey location.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
--
3/10
Number Three SchoolGrades PK-40.4 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 1800331000000027

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$202$2,424
Property Taxes $1,305$15,660
Electricity $193$2,318
Total$5,234$62,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,451/yr
40% on housing$157,020/yr
45% on housing$139,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07022$516
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07022$507
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$699,000
2026-07-13Listed for sale$749,000
2018-02-18Listing removed$1,600
2018-01-06Listed for rent$1,600
2013-05-07Listing removed$1,400
2013-05-02Listed for rent$1,400
2012-05-23Listing removed$1,400
2012-02-11Listed for rent$1,400
2011-11-15Sold$80,000

For Sale by Agent

AgentMichael Broderick
BrokerageRidgeco Properties, Inc.

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