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83 Westminster Pl, Garfield, NJ, 07026

9beds
3baths
0sqft
$999,999
--price/sqft
$7,108/moest. monthly cost
$284,320/yrincome needed

About This Home

Exceptional three-family home! Well maintained 1st floor with spacious upper levels offering potential for customization. Impressive high ceilings, spacious interiors, and combined living and dining area, ideal for everyday living and entertaining. Additional highlights include a partially finished basement and a detached garage and paved driveway offering additional storage and parking, providing added versality and value. Situated on a corner lot, this property presents an excellent opportunity for an owner occupant or investor. Conveniently located near shopping, schools, public transportation, and major roadways. Don't miss out on this incredible opportunity schedule your showing today!

Getting Around

84
WalkingVery Walkable
43
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

8/10
Roosevelt SchoolGrades PK-50.3 mi
7/10
4/10
Lodi High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Range/Oven - Gas,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Kitchen,Living/Dining Room

Heating

  • Heating features: 3 Units,Baseboard - Hotwater,Natural Gas

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1121000440000000010000
  • Zoning description: R-2
  • Exclusions: Washer and dryer are excluded from the sale.

Features

  • Levels: 3-Three Story
  • Stories: 3
  • Fencing: Metal Fence

Lot

  • Lot size: 2,613 sqft
  • Features: Corner Lot
  • Lot size dimensions: 2594 SF

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Concrete,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$285$3,420
Property Taxes $1,574$18,888
Electricity $193$2,318
Total$7,108$85,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,702/yr
40% on housing$213,240/yr
45% on housing$189,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$361
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$999,999
2025-07-03Sold$900,000
2020-01-10Listing removed$419,000
2018-09-27Pending sale$419,000
2018-09-27Listed for sale$419,000
2017-03-02Sold$400,000
2016-09-28Listing removed$419,000
2016-08-05Listed for sale$419,000
2014-05-02Listing removed$429,000
2013-11-17Listed for sale$429,000
2009-09-25Sold$480,000
2008-02-04Sold$490,000
2007-08-27Sold$600,000
2005-05-24Sold$430,000

For Sale by Agent

AgentIrene Jimenez
BrokerageColdwell Banker Realty

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