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32 Willard St, Garfield, NJ, 07026

2beds
2baths
--sqft
$447,000
--price/sqft
$3,284/moest. monthly cost
$131,360/yrincome needed

About This Home

Stunning single-family home offering the perfect blend of comfort, style, and outdoor living! The first floor features a bright formal living room and elegant dining room, a spacious full bathroom, and a dedicated laundry room with washer and dryer. The beautifully designed kitchen comes equipped with stainless steel appliances, including a dishwasher, plus a pantry for extra storage. An additional versatile room provides extra living space and leads to a rear walkout onto a cozy deck complete with a BBQ setup and gazebo, perfect for entertaining.The second floor features a private primary suite with a spacious bedroom, two closets, and a full bathroom. This home also features central air conditioning for year-round comfort. Enjoy outdoor living with a charming front porch and a beautifully fenced-in backyard featuring a wooden deck, vinyl privacy fencing, planters, and a storage shed. The walkout basement with high ceilings offers incredible potential for additional space, recreation, or customization to fit your needs. Great location close to schools, transportation, and shops.

Getting Around

85
WalkingVery Walkable
51
TransitGood Transit
51
BikeBikeable

Schools

5/10
Lincoln School No 6Grades PK-50.3 mi
5/10
Garfield Middle SchoolGrades 6-81.2 mi
3/10
Garfield High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Features: Rec Room, Storage Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1121000700000000160000

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Barbecue

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 3063 SF

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,260$27,120
Home Insurance *$127$1,524
Property Taxes $704$8,448
Electricity $193$2,318
Total$3,284$39,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,594/yr
40% on housing$98,520/yr
45% on housing$87,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$369
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$447,000
2025-03-12Listing removed$440,000
2025-02-05Listed for sale$440,000
2025-02-05Listing removed$440,000
2024-10-05Listed for sale$440,000
2022-11-07Sold$325,000
2022-09-27Pending sale$324,900
2022-07-21Price change$324,900
2022-06-21Listed for sale$349,000
2016-09-28Sold$125,000
2016-08-31Pending sale$140,000
2016-07-26Listed for sale$140,000

For Sale by Agent

AgentJonathan Jimenez Cardona
BrokerageKeller Williams City Views Realty

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