391 Macarthur Ave, Garfield, NJ, 07026
About This Home
Incredible investment opportunity or owner-occupant find in the heart of Bergen County! This meticulously maintained 2-family home for sale in Garfield, NJ offers the perfect blend of spacious living, rental income potential, and commuter convenience. Featuring two distinct income-generating rental units alongside a fully finished lower-level bonus space, this property is a rare gem in today's competitive multi-family real estate market. Property is being sold strictly in "as-is" condition, and the buyer is responsible for obtaining the municipal Certificate of Occupancy (CO) and fire certifications. 2 units ready for occupancy, PLUS an expansive, fully finished walk-out basement provides valuable extended living configurations. This separate multi-purpose zone includes a convenient summer kitchen, a full bathroom, and a dedicated grade-level walk-out exit. (Please note: This lower level is intended for recreational use, home office, or guest quarters, and is not classified as a legal third apartment unit). Enjoy a low-maintenance backyard space perfect for outdoor relaxation, a dedicated driveway, and separate utility meters for seamless tenant management. Commuter's Paradise Perfectly situated near major New Jersey highways (Route 46, Route 21, and the GSP), this property offers an effortless commute to New York City. Residents will enjoy being just minutes away from local Garfield schools, beautiful county parks, diverse dining options, and public transit options.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Laundry features: In Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Property
Details
- Parcel number: 2100125000000003
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $1,063 | $12,756 |
| Electricity | $193 | $2,318 |
| Total | $4,861 | $58,332 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $675,000 |
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