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280 Malcolm Ave, Garfield, NJ, 07026

4beds
4baths
--sqft
$649,000
--price/sqft
$4,681/moest. monthly cost
$187,240/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2.5-bathroom home that perfectly blends comfort, space, and convenience. Designed with an inviting open-concept layout, this residence offers seamless flow between living, dining, and kitchen areas ideal for both everyday living and entertaining. The home features two full kitchens, providing flexibility for extended living, hosting guests, or creating a private suite. Enjoy year-round comfort with central air conditioning and plenty of natural light throughout. Step outside to a spacious backyard, perfect for relaxing, gardening, or entertaining gatherings. Whether you're hosting a summer barbecue or enjoying a quiet evening outdoors, this space offers endless possibilities. Ideally situated near major highways, parks, supermarkets, restaurants, and houses of worship, this home offers unmatched convenience. With easy access to New York City, commuting and enjoying nearby amenities couldn't be simpler. A true move-in-ready gem offering space, versatility, and location don't miss this exceptional opportunity!

Getting Around

70
WalkingSomewhat Walkable
46
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

9/10
Roosevelt School No 7Grades PK-50.6 mi
4/10
Garfield Middle SchoolGrades 6-81.3 mi
3/10
Garfield High SchoolGrades 9-120.9 mi

Construction

Materials

  • Construction materials: Fabricated Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 2100125000000038

Features

  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$185$2,220
Property Taxes $1,022$12,264
Electricity $193$2,318
Total$4,681$56,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,491/yr
40% on housing$140,430/yr
45% on housing$124,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$366
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-14Listed for sale$649,000
2022-07-29Sold$500,000
2022-06-20Pending sale$515,000
2022-05-05Price change$515,000
2022-04-06Price change$499,000
2022-03-21Listed for sale$529,999
2022-02-02Contingent$529,999
2021-10-22Listed for sale$529,999
2009-09-23Sold$233,200
2006-03-14Sold$477,000
2006-01-12Sold$405,000
2005-06-03Sold$349,000
2004-06-07Sold$279,000
1997-03-06Sold$140,000

For Sale by Agent

AgentRamon Pena Florentino
BrokerageRealty One Group Legend, Clifton

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