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87 Semel Ave, Garfield, NJ, 07026

5beds
3baths
19,998sqft
$759,000
$38price/sqft
$7,452/moest. monthly cost
$298,080/yrincome needed

About This Home

Welcome to 87 Semel Ave, a beautifully renovated 2-family home offering spacious layouts, modern updates, and strong multi-family appeal in Garfield. The first unit features two bedrooms and one full bathroom, while the second unit offers a flexible layout with two bedrooms and one full bathroom on the main level, plus an additional bedroom and full bathroom located in the attic, providing extra space and versatility. Both units showcase open layouts with bright living and dining areas, well-designed kitchens equipped with stainless steel appliances and clean contemporary finishes. With a total of five bedrooms and three full bathrooms, this property provides comfortable living across both units and excellent potential for homeowners and investors alike. An unfinished basement offers additional storage space, completing this well-rounded property. Conveniently located near transportation, shopping, parks, and major commuter routes, this move-in-ready multi-family is an opportunity you don't want to miss. Grab it before it's gone!

Getting Around

82
WalkingVery Walkable
34
TransitSome Transit
53
BikeBikeable

Schools

6/10
5/10
Garfield Middle SchoolGrades 6-80.3 mi
3/10
Garfield High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven - Gas,Refrigerator,Microwave Oven

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Dining Room,Kitchen,Living Room,Master Bedroom,Attic

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 19,998
  • Total interior livable area: 19,998 sqft

Property

Details

  • Parcel number: 1121001600000000220000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 5000 SF

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$216$2,592
Property Taxes $1,195$14,340
Electricity $2,204$26,453
Total$7,452$89,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,497/yr
40% on housing$223,560/yr
45% on housing$198,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$375
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$759,000
2026-08-11Listing removed$759,000
2026-06-29Listed for sale$759,000
2026-06-29Listing removed$759,000
2026-04-17Pending sale$759,000
2026-03-18Listed for sale$759,000
2025-09-26Sold$360,000

For Sale by Agent

AgentTovia Lichtman
BrokerageKeller Williams Mid-Town Direct

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