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389 Madeline Ave, Garfield, NJ, 07026

4beds
2baths
2,053sqft
$699,900
$341price/sqft
$5,067/moest. monthly cost
$202,680/yrincome needed

About This Home

Fantastic well maintained raised ranch set on an oversized lot, with over 2000 sq ft of living area and located in a quiet residential neighborhood with convenient access to Route 46, the Garden State Parkway, public transportation, local parks, and downtown Garfield's shopping and dining options. This property offers rare off-street parking for up to four vehicles, a valuable feature in this area. The main level features a bright and functional layout with a spacious living and dining area, an eat in kitchen, three bedrooms, a full bathroom. The ground level provides additional finished living space along with a large laundry and utility room, offering flexibility for a variety of uses including recreation, workspace, or additional living area. Among the key features you might overlook are the tankless gas heating and hot water system and 200 amp electrical service, providing efficiency and modern infrastructure. Step outside to enjoy a private gated backyard complete with two storage sheds, ideal for tools, equipment, and additional storage. With its generous lot size, flexible layout, valuable upgrades, and convenient Garfield location, this property presents a unique opportunity in today's market.

Getting Around

79
WalkingVery Walkable
48
TransitSome Transit
56
BikeBikeable

Schools

--
4/10
Garfield Middle SchoolGrades 6-80.5 mi
3/10
Garfield High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Shingle,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Range/Oven-Gas,Refrigerator,Washer,Water Filter,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Ground

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: Ground

Features

  • Living/Dining Room
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Baseboard - Hotwater,See Remarks,Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 2,053
  • Total interior livable area: 2,053 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1121002070000000410000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 4750 SF

Parking

  • Total spaces: 3
  • Parking features: 2 Car Width,Additional Parking,Driveway-Exclusive,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$200$2,400
Property Taxes $1,102$13,224
Electricity $226$2,715
Total$5,067$60,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,725/yr
40% on housing$152,010/yr
45% on housing$135,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$367
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$699,900
2026-03-22Listing removed$725,000
2026-03-04Listed for sale$725,000
2020-11-09Sold$399,000
2020-07-25Listed for sale$399,000

For Sale by Agent

AgentYoe Lopez
BrokerageHoward Hanna Rand Realty

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