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137 Central Ave, Hackensack, NJ, 07601

4beds
3baths
--sqft
$525,000
--price/sqft
$3,825/moest. monthly cost
$153,000/yrincome needed

About This Home

Charming colonial single family home loaded with potential in one of Bergen County's most active and desirable markets, just minutes from Hackensack University Medical Center. An inviting sunny front porch welcomes you into the living room and separate formal dining room featuring beautiful hardwood floors throughout. This modern 4 bedroom, 2.5 bath home is spread across 3 levels and offers off street parking for 2 cars. The updated kitchen features granite countertops and overlooks a long backyard perfect for entertaining, complete with exterior storage and a shed. All appliances and fixtures are included in the sale for added convenience. The full finished basement includes a full bathroom, separate laundry room, recreational space, and additional storage, creating flexibility for extended living, entertaining, or work from home needs. Whether you are an owner occupant looking to create your dream home, an investor seeking value add potential, or a landlord exploring short or long term rental opportunities, this property offers exceptional versatility and upside. Ideally located near transportation, shopping, restaurants, schools, parks, Bergen Performing Arts Center, major highways, and convenient New York City commuting options, this home delivers both lifestyle and investment appeal. This property may also qualify for homebuyer grant programs through approved lenders to assist with down payment and closing costs, making homeownership even more accessible.

Getting Around

92
WalkingWalker's Paradise
62
TransitGood Transit
61
BikeBikeable

Schools

4/10
Hackensack Middle SchoolGrades 5-80.3 mi
4/10
Hackensack High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Storage Room, Toilet, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Sump Pump

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Flooring: Laminate,Tile,Vinyl-Linoleum,Wood

Heating

  • Heating features: 1 Unit,Radiators - Steam,Natural Gas

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Soaking Tub,Tub Shower

Property

Details

  • Parcel number: 1123003220000000050000
  • Zoning description: Single Family
  • Exclusions: None

Features

  • Patio & porch: Open Porch(es)

Lot

  • Lot size: 3,049 sqft
  • Features: Level
  • Lot size dimensions: 25 x 125 1.3LT

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,None
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$152$1,824
Property Taxes $826$9,912
Electricity $193$2,318
Total$3,825$45,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,142/yr
40% on housing$114,750/yr
45% on housing$102,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07601$296
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07601$386
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$525,000
2023-06-16Listing removed--
2023-06-02Listed for rent$3,100
2022-11-14Listing removed$389,900
2022-08-29Listed for sale$389,900
2022-08-05Listing removed$389,900
2022-07-09Listed for sale$389,900
2021-06-26Listing removed--
2021-04-30Listed for rent$2,300
2018-08-14Listing removed$2,200
2018-05-03Price change$2,200
2018-04-25Listed for rent$2,500
2002-10-01Sold$185,000

For Sale by Agent

AgentDarrell Bailey
BrokerageRe/Max First Realty Ii

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