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11 Ray Ave, Leonia, NJ, 07605

4beds
3baths
1,967sqft
$600,000
$305price/sqft
$4,317/moest. monthly cost
$172,680/yrincome needed

About This Home

Perfectly positioned in one of Leonia's most desirable neighborhoods, 11 Ray Avenue offers the ideal blend of comfort, versatility, and everyday convenience. This beautifully maintained 4-bedroom residence features approximately 1,967 square feet of thoughtfully designed living space, including 1 full bath, 2 half baths, and multiple areas tailored for both relaxation and entertaining.Step inside to a welcoming main level where the spacious family room, dining area, and well-appointed kitchen come together to create a warm and inviting atmosphere. The lower level adds even more flexibility with an additional living room, breakfast nook, bedroom, half bath, laundry area, and direct access to the attached 2-car garage.Outside, a generous deck overlooks the backyard, providing the perfect setting for morning coffee, weekend gatherings, or unwinding at the end of the day. With ample storage and a layout that adapts effortlessly to a variety of lifestyles, this home offers both functionality and charm.Ideally located near Overpeck County Park, local shops, restaurants, major highways including Routes 4, 46, and I-95, and convenient NYC transportation, 11 Ray Avenue presents a rare opportunity to enjoy the best of Bergen County living.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Leonia Middle SchoolGrades 5-80.4 mi
7/10
Leonia High SchoolGrades 9-120.1 mi
6/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven-Gas,See Remarks,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Family Room

  • Level: Second

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,967
  • Total interior livable area: 1,967 sqft

Kitchen

  • Features: Kitchen Island

Living Room

  • Level: First

Property

Details

  • Parcel number: 1129002040000000160000
  • Exclusions: Seller & stager's personal property.

Features

  • Levels: Bi-Level

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 80 x 98

Parking

  • Total spaces: 2
  • Parking features: Driveway-Exclusive,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$123$1,476
Property Taxes $945$11,340
Electricity $216$2,601
Total$4,317$51,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,011/yr
40% on housing$129,510/yr
45% on housing$115,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 07605$612
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07605$467
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$750,000
2026-07-19Listed for sale$600,000

For Sale by Agent

AgentJoseph Aziz
BrokeragePrestige Property Group Montclair

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