343 Union St, Lodi, NJ, 07644
About This Home
Step into the charm and character of this 100-year-old Center Hall Colonial, situated on an oversized 150 ft deep lot with endless potential. This classic home features timeless architectural details, generous living space, and a traditional layout that's ready to be restored to its full beauty. It offers the perfect opportunity for buyers looking to customize and add their own personal touch. With solid bones, historic charm, and a spacious property, this home is a rare opportunity to create something truly special.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Radiators
- Cooling features: Wall Unit(s)
Property
Details
- Parcel number: 31001250000010002407
Features
- Pool features: None
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Features: Regular
Parking
- Total spaces: 7
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $1,006 | $12,072 |
| Electricity | $193 | $2,318 |
| Total | $4,592 | $55,104 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $695,000 |
For Sale by Agent
View on Zillow