See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

78 Garibaldi Ave, Lodi, NJ, 07644

2beds
2baths
--sqft
$634,999
--price/sqft
$4,564/moest. monthly cost
$182,560/yrincome needed

About This Home

Move in ready beautiful home in a prime location!! Features hardwood floors, a bright open living room and updated gourmet kitchen and dining room . Enjoy spa like bath with jacuzzi and a finished basement for extra living space for a family room, home office or gym. Oversized fenced backyard with pavers and shed, plus a 2 cars garage with a driveway for extra cars. Close to NYC transportation and great restaurants. This home has it all.

Getting Around

70
WalkingVery Walkable
41
TransitSome Transit
50
BikeBikeable

Schools

6/10
7/10
4/10
Lodi High SchoolGrades 9-120.4 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Gas

Property

Details

  • Parcel number: 3100151000000059
  • Exclusions: All personal properties,patio furniture,lawn equipment and snow blower.

Lot

  • Lot size: 7,632 sqft
  • Lot size dimensions: 7632

Parking

  • Parking features: 2 Cars,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$161$1,932
Property Taxes $1,000$12,000
Electricity $193$2,318
Total$4,564$54,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,480/yr
40% on housing$136,920/yr
45% on housing$121,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$321
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$634,999
2026-05-15Listed for sale$649,000
2022-12-27Sold$510,000
2022-11-01Pending sale$525,000
2022-09-09Listed for sale$525,000
1998-04-29Sold$174,000

For Sale by Agent

AgentMONICA GUERRA
BrokeragePRO REALTY LLC

Similar Homes