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42 Long Valley Rd, Lodi, NJ, 07644

2beds
3baths
--sqft
$599,000
--price/sqft
$4,316/moest. monthly cost
$172,640/yrincome needed

About This Home

Welcome to this charming and well-maintained Cape Cod home nestled in the heart of Lodi, New Jersey. Offering the perfect blend of comfort, functionality, and convenience, this home features 2 spacious bedrooms, including a desirable first-floor bedroom with an adjacent full bath and a private second-floor bedroom retreat. The home boasts 2 full bathrooms and 1 half bathroom, providing ample space for everyday living and guests. A bright and inviting formal dining room creates the perfect setting for family meals and holiday gatherings. Step outside to enjoy the generously sized backyard, ideal for entertaining, gardening, or simply relaxing outdoors. Additional highlights include a detached garage and a basement with a half bath and direct access to the backyard, offering excellent potential for recreation, storage, or additional living space. Whether you're a first-time homebuyer looking to start a family or someone seeking to downsize without sacrificing comfort, this home is an outstanding opportunity. Conveniently located near schools, parks, shopping, dining, major highways, and public transportation, it offers easy access to everything Lodi and the surrounding area have to offer.

Getting Around

49
WalkingCar-Dependent
45
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
7/10
4/10
Lodi High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 310017400000900005

Features

  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$152$1,824
Property Taxes $943$11,316
Electricity $193$2,318
Total$4,316$51,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,977/yr
40% on housing$129,480/yr
45% on housing$115,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$322
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$599,000
2026-06-17Listed for sale$599,000
2022-07-17Listing removed--
2022-06-21Listed for rent$3,500
2017-10-24Sold$263,000
2017-07-25Price change$269,900
2017-06-21Price change$289,900
2017-03-19Price change$299,999
2017-03-12Listed for sale$324,900
2017-02-15Sold$216,000

For Sale by Agent

AgentYoe Lopez
BrokerageHoward Hanna Rand Realty, Englewood Cliffs

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