




15 Ford St, Lodi, NJ, 07644
About This Home
Welcome to this meticulously maintained 2-bedroom ranch offering comfortable one-floor living with exceptional additional space below. Thoughtfully cared for throughout the years, this home combines functionality, flexibility, and convenience. The main level features a bright and inviting living room, formal dining room, an eat-in kitchen, two spacious bedrooms, and a full bathroom. A large sliding glass door fills the home with natural light and leads to a covered patio, creating the perfect setting for outdoor dining, entertaining, or simply enjoying your backyard. The fully finished basement significantly expands the living space and offers endless possibilities. Complete with a fully equipped summer kitchen, full bathroom, and a large open-concept area, it's ideal for a family room, recreation space, home gym, media room, or entertaining. A separate office/project room combined with the laundry area provides additional flexibility for today's lifestyle. Outside, you'll appreciate the professionally landscaped grounds, front and rear sprinkler system, detached garage, and a driveway accommodating up to three vehicles. A mobile gas-powered generator that connects directly to the home's electrical panel provides added peace of mind during power outages. Conveniently located near shopping, restaurants, schools, public transportation, and major highways; Routes 17, 46, and the GS Parkway, this home offers the perfect balance of comfort, versatility, and accessibility.
Getting Around
Schools
Construction
Materials
- Construction materials: Aluminum Siding,Brick Veneer,Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Baseboard,Natural Gas,Radiators
- Cooling features: Attic Fan,Central Air,Ductless
Property
Details
- Parcel number: 3100260000000064
Features
- Pool features: None
- Patio & porch: Deck / Patio
- Has view: Yes
- View description: East,Sunrise
- Waterfront features: None
Lot
- Features: Regular
Parking
- Total spaces: 4
- Parking features: Garage
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,982 | $35,784 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $929 | $11,148 |
| Electricity | $193 | $2,318 |
| Total | $4,254 | $51,048 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $589,900 |
| 2026-07-22 | Listed for sale | $589,900 |
| 2020-09-30 | Sold | $370,000 |
| 2020-07-20 | Sold | $370,000 |
| 2020-06-03 | Listed for sale | $369,999 |
| 1994-08-05 | Sold | $170,000 |
