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643 Plum Ter, Mahwah, NJ, 07430

2beds
1baths
--sqft
$450,000
--price/sqft
$3,340/moest. monthly cost
$133,600/yrincome needed

About This Home

Society Hill 2 bedroom, 1 bath condo on the second floor. Living Room with sliding glass door to deck, Kitchen, 1 bedroom with walk-in-closets, 2-bedroom, Full bath with tub/shower. Laundry in unit. 1 assigned parking space comes with unit. Recently installed carpet. Two Pets are permitted in complex. Society Hill has a pool, tennis courts, playground & club house. Mahwah has good school system Close to schools, shopping and NYC Transportation.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Lenape Meadows SchoolGrades PK-31.0 mi
6/10
8/10
Mahwah High SchoolGrades 9-121.3 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Floor Living
  • Flooring: Carpet

Property

Details

  • Parcel number: 3300139000000643

Features

  • Exterior features: Tennis Court(s)
  • Waterfront features: None

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$96$1,152
Property Taxes $776$9,312
Electricity $193$2,318
Total$3,340$40,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,514/yr
40% on housing$100,200/yr
45% on housing$89,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07430$459
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07430$396
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$450,000
2026-03-02Listing removed$2,450
2026-02-11Listed for rent$2,450
2024-02-07Listing removed--
2023-12-29Listed for rent$2,250
2023-08-20Listing removed--
2023-06-19Listed for rent$2,250
2023-06-18Listing removed--
2023-06-16Listed for rent$2,250
2019-07-04Listing removed$1,850
2019-05-02Listed for rent$1,850

For Sale by Agent

AgentKeith Lawrence
BrokerageThe Agency One Rock-Mahwah

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