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3202 Stowe Ln, Mahwah, NJ, 07430

2beds
2baths
1,282sqft
$459,000
$358price/sqft
$3,402/moest. monthly cost
$136,080/yrincome needed

About This Home

Welcome to this move-in-ready two-bedroom, two-bathroom end unit at Ridge Gardens, where an open floor plan and soaring cathedral ceilings create a bright and airy atmosphere. The main level is designed for both comfort and convenience, featuring a spacious living room with a cozy wood-burning fireplace and sliding glass doors that open to a private terrace. Nearby is a modern kitchen equipped with stainless steel appliances and a dedicated dining area. For ease of living, the primary bedroom suite and laundry are located on the first floor, while the second level offers a private second bedroom, a full bath, and an expansive storage area. Elegant hardwood floors run throughout the entire unit, which is perfectly situated within a community that offers premium amenities including a swimming pool, tennis courts and dedicated parking.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Lenape Meadows SchoolGrades PK-31.2 mi
6/10
8/10
Mahwah High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit,Townhouse-End Unit

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Kitchen

  • Features: Galley Type,Separate Dining Area

Property

Details

  • Parcel number: 1133001390000052020000
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association
  • Patio & porch: Patio
  • Exterior features: Tennis Court(s)

Lot

  • Lot size: 392.04 sqft
  • Features: Level
  • Lot size dimensions: 0.009

Parking

  • Parking features: Parking Lot-Shared,On-Street Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$98$1,176
Property Taxes $791$9,492
Electricity $193$2,318
Total$3,402$40,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,640/yr
40% on housing$102,060/yr
45% on housing$90,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 07430$459
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07430$396
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$529,000
2021-09-10Sold$400,000
2021-06-27Listed for sale$389,000
2020-10-05Sold$350,000
2020-07-02Listing removed$362,900
2020-05-13Listed for sale$362,900
2008-08-11Sold$365,000
2004-02-23Sold$320,000
2002-08-26Sold$260,000
1996-07-19Sold$152,000
1995-09-06Sold$155,000

For Sale by Agent

AgentLaura Gill
BrokerageKeller Williams Village Square

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