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69 Highland Ave, Midland Park, NJ, 07432

3beds
2baths
--sqft
$699,000
--price/sqft
$4,994/moest. monthly cost
$199,760/yrincome needed

About This Home

Prepare to fall in love with this classic Dutch colonial. This charming home is light and bright throughout. Featuring: Fresh neutral paint palette, gleaming hardwood floors, wood-burning fireplace and (90 x 207) park-like property. First floor offers an open floor plan that is great for entertaining. Formal dining room is adjacent to kitchen with sliding glass doors to large deck overlooking private yard. Sunroom serves as a perfect home office or family room. 2nd Floor offers 3 comfortably sized bedrooms with great closet space, updated full bath and pull-down access to large attic. Basement boasts large recreation room, laundry and storage. Side door gives access to amazing rear yard with plenty of room to play. This lovely home is conveniently located close to top-rated schools, library, downtown shops, restaurants and NYC trans. 2-car garage Garage is absolutely "As-is . It has termite/structural damage. House and garage are under termite policy with FORCE PEST CONTROL transferable to new owners. Deck also "as-is . Deck is structurally sound and needs new decking and railing. Back on the market due to Buyer inability to financially perform.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Midland Park High SchoolGrades 7-120.7 mi
--
Godwin Elementary SchoolGrades PK-20.2 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Rec Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 126

Bedroom2

  • Level: Second
  • Area: 120

Bedroom3

  • Level: Second
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143

Family Room

  • Level: First

Features

  • Rec Room,Bathroom
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: 1 Unit,Radiators - Steam,Natural Gas

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 176

Living Room

  • Level: First
  • Area: 264

Property

Details

  • Parcel number: 1135000130000000120000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.43 Acres
  • Features: Level
  • Lot size dimensions: 90 x 207

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt,Off Street,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$167$2,004
Property Taxes $1,100$13,200
Electricity $193$2,318
Total$4,994$59,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,222/yr
40% on housing$149,820/yr
45% on housing$133,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07432$424
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07432$367
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$699,000
2026-07-28Listed for sale$699,000
2026-07-01Pending sale$699,000
2026-06-08Listed for sale$699,000
2006-12-21Sold$500,000
1996-12-12Sold$229,900

For Sale by Agent

AgentJoanmarie Monton
BrokerageColdwell Banker Realty

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