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338 Main St, New Milford, NJ, 07646

4beds
2baths
--sqft
$829,999
--price/sqft
$5,905/moest. monthly cost
$236,200/yrincome needed

About This Home

Welcome to 338 Main Street in the heart of New Milford — a beautifully renovated 4-bedroom, 2 full bath split-level home offering the perfect blend of style, comfort, and versatility. Thoughtfully updated throughout, this move-in ready home features bright and inviting living spaces, modern finishes, and a functional layout designed for today's lifestyle. A standout feature of the home is the private first-floor bedroom suite complete with its own full bath and separate living room, creating an ideal setup for extended guests, flexible living space, or a private home office retreat. The main level offers an open and welcoming flow with updated flooring, spacious living and dining areas, and a beautifully renovated kitchen perfect for everyday living and entertaining alike. Upstairs, generously sized bedrooms and updated bathrooms provide comfort and convenience for all. Recent upgrades include a new roof (2026), new electrical panel (2026) and newly updated driveway (2026), adding both value and peace of mind for the next owner. The split-level layout offers both openness and privacy, giving everyone room to spread out while still feeling connected. Located in one of Bergen County's most commuter-friendly communities with easy access to NYC transportation, parks, shopping, restaurants, and schools, this home is the perfect combination of suburban living and everyday convenience.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
David E Owens Middle SchoolGrades PK,6-80.4 mi
7/10
New Milford High SchoolGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s),Wall Unit(s)

Property

Details

  • Parcel number: 3801407000000018

Features

  • Levels: Split Level
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$209$2,508
Property Taxes $1,307$15,684
Electricity $193$2,318
Total$5,905$70,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,457/yr
40% on housing$177,150/yr
45% on housing$157,466/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07646$506
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07646$392
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$829,999
2026-05-23Listed for sale$849,999
2006-08-24Sold$454,500
1998-03-09Sold$203,000

For Sale by Agent

AgentDavid Segro
BrokerageSignature Realty NJ LLC

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