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125 Center St, New Milford, NJ, 07646

2beds
1baths
--sqft
$465,000
--price/sqft
$3,393/moest. monthly cost
$135,720/yrincome needed

About This Home

This classic side hall Colonial is packed with potential and ready for its next chapter. Featuring 2 bedrooms, 1 bathroom, lemonade porch and an attached garage spacious enough for a large vehicle plus additional storage, this home offers a solid foundation for the savvy buyer. The current owner has already begun the transformation -opening up the living space to create a more modern, flowing layout, complete with glass sliders leading to the backyard. The big-ticket items have already been taken care of, including a newer roof, windows, and siding giving you peace of mind as you make it your own. What remains is your opportunity to add style, personality, and value over time. With a little sweat equity and the right vision, this property can truly become something special. Ideal for cash buyers or those utilizing a renovation loan, this is your chance to customize a home to your exact taste while building equity along the way. Don't miss the chance to unlock the full potential of this hidden gem!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
David E Owens Middle SchoolGrades PK,6-81.0 mi
7/10
New Milford High SchoolGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 3801509000000036

Features

  • Pool features: None
  • Has view: Yes
  • View description: South
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$117$1,404
Property Taxes $732$8,784
Electricity $193$2,318
Total$3,393$40,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,331/yr
40% on housing$101,790/yr
45% on housing$90,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07646$517
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07646$392
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$465,000
2026-07-22Price change$465,000
2026-05-28Listed for sale$480,000
2012-08-15Sold$210,000
2012-04-04Listing removed$225,000
2012-02-04Listed for sale$225,000
2011-11-04Listing removed$235,000
2011-10-21Price change$235,000
2011-08-21Price change$260,000
2011-07-31Price change$269,900
2011-05-22Listed for sale$286,000

For Sale by Agent

AgentWilliam Esposito
BrokerageWeichert Realtors, Tenafly-Cresskill

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