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77 Gold St, North Arlington, NJ, 07031

5beds
2baths
--sqft
$850,000
--price/sqft
$6,247/moest. monthly cost
$249,880/yrincome needed

About This Home

Welcome to 77 Gold St in our beloved Borough of North Arlington. This impressive 2-family home is sure to satisfy even the most refined and discerning taste. Take your time exploring the site plan, detailed floor plans, and the professional photography we prepared for you. Then schedule your private appointment and come experience firsthand why this may very well be the home you have been waiting for. Perfectly positioned on a desirable corner lot, this property offers the ideal combination of space, functionality, and lifestyle. Outside, you will appreciate the expansive side yard, abundant off-street parking, an incredibly useful 2-car garage, and a covered patio designed for comfort, relaxation, and entertaining in style. The 1st floor features approximately 1,165 Sq. Ft. of open-concept living space with room for everyone. Looking for even more potential? The basement offers an additional 867 Sq. Ft. and currently serves as a blank canvas ready for your imagination and customization. The 2nd floor apartment provides an outstanding opportunity to help offset your mortgage payment, turning a great investment into an even smarter one. We look forward to meeting you at the front door!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
5/10
Veterans Middle SchoolGrades 6-80.4 mi
5/10
North Arlington High SchoolGrades PK,9-120.2 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 3900054000000015

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$189$2,268
Property Taxes $1,567$18,804
Electricity $193$2,318
Total$6,247$74,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,182/yr
40% on housing$187,410/yr
45% on housing$166,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07031$365
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07031$485
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$850,000
2026-06-15Listed for sale$899,000
2022-09-16Sold$1,500
2019-10-21Sold$479,000
2019-07-26Sold$479,000
2019-04-23Listing removed$479,000
2019-02-18Listed for sale$479,000

For Sale by Agent

AgentLuz Elenia Rivera
BrokerageCentury 21 Venture Real Estate-Kearny

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