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87 Doty Rd, Oakland, NJ, 07436

2beds
1baths
--sqft
$420,000
--price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

So many possibilities! This adorable one level cottage is a condo alternative without the HOA fees and located in Bergen County! The large level lot has been totally fenced in by the current owner providing a private fire pit area and plenty of space for entertaining, swing sets and/or pets. A single detached garage with paved driveway access is a fantastic bonus. Additional paved parking for 4 cars is also available. The interior space was completely renovated in 2021. The present owner's upgrades include new hard wood floors throughout, newer appliances including ...dishwasher, stackable washer/dryer and gas range, bathroom vanity, aluminum fencing and all new screens for the enclosed porch. An eat-in kitchen, primary bedroom with long walk-in closet, living room, tiled bath, and an additional room (which has been used as another bedroom by former owners) is flex space and can be used to meet the new owner's needs. Flood insurance IS NOT required. Home is in close proximity to Rt 287, shopping and great restaurants. Don't miss this unique property!!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
9/10
Valley Middle SchoolGrades 6-80.9 mi
8/10
Indian Hills High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer/Dryer Stacked,Water Filter,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Utility Room
  • Door features: Storm Door(s)
  • Window features: Shades
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 1142025120000000080000

Features

  • Fencing: Metal Fence,Wood

Lot

  • Lot size: 10,454 sqft
  • Features: Level
  • Lot size dimensions: 0.244 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$80$960
Property Taxes $812$9,744
Electricity $193$2,318
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07436$383
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07436$363
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$420,000
2026-07-31Listed for sale$420,000
2022-08-12Sold$320,000
2022-06-08Pending sale$339,000
2022-05-27Listed for sale$339,000
2022-05-24Listing removed--
2022-04-12Price change$350,000
2021-11-19Listed for sale$395,000
2021-04-07Listing removed--
2020-10-06Listed for sale$235,000
2019-07-31Listing removed$240,000
2018-10-30Listed for sale$240,000
2018-01-11Sold$149,000
2015-12-05Listing removed$269,000
2015-07-01Price change$269,000
2015-06-05Listed for sale$279,900

For Sale by Agent

AgentDonna Palatucci
BrokerageWeichert Realtors

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