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110 Truman Blvd, Oakland, NJ, 07436

3beds
2baths
1,555sqft
$589,900
$379price/sqft
$4,428/moest. monthly cost
$177,120/yrincome needed

About This Home

Welcome to 110 Truman Boulevard in Oakland's Crystal Lake neighborhood, where country charm meets everyday comfort! From the moment you enter, you'll feel right at home in this 3 BR, 2 FBA Cape style home nestled on a corner property with a mountain view and peaceful surroundings! Discover hdwd floors on the 1st level, a formal din room,liv rm, and a light-filled country kitchen offering an abundance of counter space. A convenient 1st fl BR and FBA provide flexibility for guests, a home office, or one floor living!Upstairs, you'll find two generously sized BRs connected by a FBA!The partly fin bsmnt offers even more space with cozy rec rm, lndry, utilities, and plenty of storage.Outside, the spacious yard is ideal for barbecues, gardening, or simply relaxing with your morning coffee while enjoying the tranquil surroundings. Enjoy peace of mind with numerous updates, incl a new roof (2022), new furnace (2023), new chimney and liner (2023), and new central air (2024).Perfectly located for commuters with easy access to major hwys, this home also offers the exceptional lifestyle Oakland is known for; top rated schools, outstanding parks and rec programs, and optional membership to the Crystal Lake Beach Club, where you can enjoy swimming, boating, fishing, and lakeside fun all summer long.If you've been searching for a place that feels like home, this charming Cape is ready to welcome you!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Heights Elementary SchoolGrades PK-50.9 mi
9/10
Valley Middle SchoolGrades 6-81.0 mi
8/10
Indian Hills High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer,Oil Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Rec Room, Storage Room, Utility Room, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Bathroom
  • Flooring: Wood

Heating & Cooling

  • Heating features: 1 Unit,Oil Tank Above Ground - Inside
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,555 sqft

Kitchen

  • Features: Country Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1142016060000000330000

Features

  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot
  • Lot size dimensions: 0.207 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$112$1,344
Property Taxes $1,141$13,692
Electricity $193$2,318
Total$4,428$53,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,817/yr
40% on housing$132,840/yr
45% on housing$118,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 07436$375
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07436$363
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$589,900
2026-07-29Listed for sale$589,900
2021-06-04Sold$312,000
2018-08-03Sold$245,000
1999-04-28Sold$209,000

For Sale by Agent

AgentValerie Tramontozzi
BrokerageKeller Williams Prosperity Realty

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