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90 Highland St, Park Ridge, NJ, 07656

2beds
1baths
--sqft
$599,000
--price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

Welcome to this charming Park Ridge Ranch! An ideal choice for first-time buyers or those looking to downsize and enjoy easy one-level living. The home features hardwood floors, an inviting front porch, enclosed sunroom and a spacious partially finished basement offering laundry, excellent storage and future possibilities. Outside, you'll find a generous property, detached one-car garage and a long driveway with ample parking. Major improvements include a new roof and gutters in 2024 and a new retaining wall in 2025. Best of all, the home is located less than half a mile from the Park Ridge train station, downtown shopping and dining. A wonderful opportunity to enjoy comfort, convenience and everything Park Ridge has to offer!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
7/10
Park Ridge High SchoolGrades 7-120.4 mi

Construction

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Floor Living

Heating & Cooling

  • Heating features: Natural Gas,Radiators,Steam
  • Cooling features: Central Air

Property

Details

  • Parcel number: 4701908000000001

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$130$1,560
Property Taxes $943$11,316
Electricity $193$2,318
Total$4,294$51,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07656$358
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07656$410
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$599,000
2025-08-29Listing removed$529,000
2025-08-11Listed for sale$529,000
2021-06-15Sold$375,000
2021-04-02Sold$375,000
2021-02-06Listed for sale$369,000
2020-02-02Listing removed$2,250
2019-12-01Price change$2,250
2019-11-19Listed for rent$2,395
2005-11-18Sold$441,000
2004-01-23Sold$348,000

For Sale by Agent

AgentLuca Draganescu
BrokerageVRI Homes

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