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71 Cherry Ln, Ramsey, NJ, 07446

4beds
2baths
16,988sqft
$995,000
$59price/sqft
$8,685/moest. monthly cost
$347,400/yrincome needed

About This Home

This home is gracefully positioned on a beautifully landscaped property in 1 of Ramsey's most coveted neighborhoods. Walk to train/downtown frm this distinguished 4 bdrm, 2 bath Colonial which masterfully blends classic architecture w/refined contemp. open living. Rich in character & thoughtfully reimagined, every space reflects impeccable craftsmanship, sophisticated design, & unwavering attention to detail. A gracious lemonade frnt porch welcomes you into interiors where old-world charm is complemented by today's most desirable amenities.The unique & gorgeous lrg fenced-in private property w/oversized detchd garage is a serene retreat, showcasing a stunning array of mature trees, lush shrubs, vibrant plants, colorful flwrs & Koi Pond that create an exceptional landscape of natural beauty & privacy. The open 1st flr, features Liv Rm, Frml Dine Rm, & Sitting Rm w/2 French Drs that open to porch, is enhanced by exquisite architectural details, decorative wood columns/drs, hrdwd flrs, extensive moldings, & a stunning Fieldstone frpl. A beautiful open eat-in kitchen flows into a light-filled 4-season sun rm, overlooking the picturesque grounds. The 2nd flr features 4 bdrms, hrdwd flrs/trim, full bth, walk-up attic w/ a finished rm. A finished bsmn't w/full bth, lndry rm, Office/Rec rm. Updates: Furnace, Hot Wtr Htr, AC unit, & more. Every detail of this home & property has been thoughtfully curated to preserve its classic character while offering today's modern comforts.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
9/10
Ramsey High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Water Softener Rented,Gas Water Heater

Basement

  • Features: Office, Rec Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Radiant - Hot Water,Natural Gas
  • Cooling features: 1 Unit,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 16,988
  • Total interior livable area: 16,988 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1148023020000000040000
  • Exclusions: DINING ROOM CHANDELIER & SCONCES IN DR.

Features

  • Patio & porch: Open Porch(es),Patio
  • Exterior features: Barbecue
  • Fencing: Metal Fence
  • Waterfront features: Pond

Lot

  • Lot size: 0.39 Acres
  • Features: Level
  • Lot size dimensions: 0.390AC

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Detached Garage,Loft Storage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$215$2,580
Property Taxes $1,567$18,804
Electricity $1,872$22,472
Total$8,685$104,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$297,771/yr
40% on housing$260,550/yr
45% on housing$231,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 07446$609
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07446$426
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$995,000
2016-08-10Sold$645,000
2016-03-21Listing removed$650,000
2016-03-07Listed for sale$650,000
2011-01-14Sold$545,000
2010-09-20Price change$569,971
2010-08-12Price change$599,971
2010-07-15Listed for sale$629,971
1998-10-26Sold$349,500

For Sale by Agent

AgentJeanne M. Williams
BrokerageProminent Properties Sir

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