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585 Monroe Pl, Ridgefield, NJ, 07657

3beds
3baths
--sqft
$899,000
--price/sqft
$6,215/moest. monthly cost
$248,600/yrincome needed

About This Home

Tucked into one of Ridgefield’s most sought-after neighborhoods, this beautifully maintained three-bedroom, 2.5-bath home offers the perfect blend of comfort, space, and lifestyle. From the moment you arrive, the two-car garage and inviting curb appeal set the tone. Inside, thoughtfully designed living spaces flow effortlessly, creating an atmosphere that feels both refined and welcoming. The layout is ideal for everyday living and entertaining alike, with generous room sizes and natural light pouring in throughout. Upstairs, two spacious bedrooms provide a peaceful retreat, including a primary suite designed for relaxation. The additional bathrooms are well-appointed, offering both style and convenience for family and guests. Step outside and discover your own private escape—an above-ground pool surrounded by space to lounge, entertain, and enjoy warm summer days. Whether hosting gatherings or unwinding after a long day, this backyard delivers the lifestyle you’ve been looking for. Perfectly positioned in desirable Ridgefield, this home offers the balance of suburban tranquility with close proximity to everything you need. A home that truly invites you to love where you live.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Bergen Blvd SchoolGrades K-40.2 mi
7/10
Slocum Skewes SchoolGrades 3-90.8 mi
6/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Radiators
  • Cooling features: Wall/Window Unit(s),Gas

Property

Details

  • Parcel number: 4901910000000003
  • Exclusions: Personal Items

Lot

  • Lot size: 7,601 sqft
  • Lot size dimensions: 7601

Parking

  • Parking features: 2 Cars,Attached,Covered,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$198$2,376
Property Taxes $1,279$15,348
Electricity $193$2,318
Total$6,215$74,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,085/yr
40% on housing$186,450/yr
45% on housing$165,733/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07657$518
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07657$429
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$979,000
2007-03-26Sold$514,700

For Sale by Agent

AgentBARBARA PEREZ
BrokerageRIDGECO PROPERTIES NORTH

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