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88 Union Pl, Ridgefield Park, NJ, 07660

3beds
4baths
--sqft
$575,000
--price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Welcome to this beautifully Colonial on one of Ridgefield Park's most picturesque, tree-lined streets, known for its iconic annual Fourth of July parade and timeless charm. This spacious home offers 3 BRs plus a finished walk-up attic with a full bath and dedicated office, providing flexible space for guests, remote work, or hobbies. The inviting LR features beautiful hardwood floors and elegant French doors leading to the DR, which opens to the kitchen with quartz countertops, breakfast bar, ample cabinetry, gas SS stove and a convenient powder room. The finished basement offers a separate side entrance, full bath, and additional office/flex space. Outside, enjoy a private backyard designed for entertaining with an outdoor pizza oven. The shared double width driveway leads to a detached garage that was converted by previous owner into a sports bar-inspired entertainment space, perfect for hosting friends and watching the big game. Situated in the historic Village of Ridgefield Park, this home offers the ideal balance of neighborhood charm and commuter convenience. Enjoy easy access to NYC via nearby NJ TRANSIT bus service and major highways including I-95, Routes 46, 80, 17 & 4. Conveniently located near shopping, dining, parks, and entertainment, including Overpeck County Park, American Dream, and The Shops at Riverside. A rare opportunity offering character, flexible living space, and an exceptional location.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
7/10
Lincoln Elementary SchoolGrades PK-60.3 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Radiators
  • Cooling features: Window Unit(s),Wall Unit(s)

Property

Details

  • Parcel number: 5000040000000021

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: South
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$150$1,800
Property Taxes $905$10,860
Electricity $193$2,318
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07660$379
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07660$384
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$575,000
2026-08-07Pending sale$575,000
2026-07-14Listed for sale$575,000
2006-06-12Sold$510,000
1996-08-26Sold$136,170

For Sale by Agent

AgentPatricia Ruiz
BrokerageReal

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