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117 Overpeck Ave, Ridgefield Park, NJ, 07660

3beds
2baths
--sqft
$650,000
--price/sqft
$4,672/moest. monthly cost
$186,880/yrincome needed

About This Home

Welcome to a home that truly has it all—style, updates, and room to grow. This move-in ready 3-bedroom, 1.5-bath home offers a bright, open layout with beautiful hardwood floors throughout and a natural flow designed for both everyday living and entertaining. The spacious primary bedroom is filled with natural light, while the additional bedrooms provide flexibility for guests, a home office, or creative space. Step outside and enjoy your own private retreat—a fully fenced-in yard paired with a newly updated patio, perfect for outdoor entertaining, summer nights, and making memories. Major upgrades provide peace of mind, including new siding (2023), a newly updated driveway and patio (2024), brand-new kitchen appliances (2025), and a furnace and hot water heater replaced within the last four years. With expansion potential and a prime location close to everything you need, this home is not just move-in ready—it's ready for your next chapter.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
7/10
Lincoln Elementary SchoolGrades PK-60.6 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Radiators,Steam
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 500007900000100008

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: West
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$170$2,040
Property Taxes $1,023$12,276
Electricity $193$2,318
Total$4,672$56,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,182/yr
40% on housing$140,160/yr
45% on housing$124,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07660$378
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07660$384
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$729,000
2026-03-17Listed for sale$749,000
2012-08-24Sold$279,900
2011-11-04Listing removed$299,000
2011-10-21Listed for sale$299,000

For Sale by Agent

AgentMark Meding
BrokerageColdwell Banker, Alpine/Closter

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