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109 Park St, Ridgefield Park, NJ, 07660

3beds
3baths
--sqft
$825,000
--price/sqft
$5,878/moest. monthly cost
$235,120/yrincome needed

About This Home

Rare opportunity to own this unique two-family home situated on a beautifully maintained corner lot in desirable Ridgefield Park. The property features a long private driveway leading to a detached two-car garage, offering abundant off-street parking and excellent curb appeal. The spacious primary residence is filled with character and showcases exposed wood beams, a wood-burning fireplace, a large formal dining room, kitchen, secondary bedroom, and a primary bedroom and en-suite bathroom that are ready for completion allowing the next owner to customize the space to their own taste(bathroom to studs with roughing and primary bedroom to studs). The recently renovated finished basement offers exceptional bonus living space with a full kitchen, recreation room, office or potential bedroom, and full bathroom. The second unit is a one-bedroom apartment featuring a living room, kitchen, bedroom, and finished walk-up attic, providing additional usable space. This property offers tremendous potential for investors, contractors, or owner-occupants looking to renovate and build equity. Conveniently located near parks, schools, shopping, major highways, and NYC transportation. Being sold strictly AS IS.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Lincoln Elementary SchoolGrades PK-60.3 mi
7/10

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Property

Details

  • Parcel number: 5000080000000014

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$215$2,580
Property Taxes $1,299$15,588
Electricity $193$2,318
Total$5,878$70,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,531/yr
40% on housing$176,340/yr
45% on housing$156,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07660$374
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07660$384
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$825,000
2021-04-23Sold$675,000
2021-02-24Listed for sale$650,000
2020-11-12Listing removed$650,000
2020-10-16Listed for sale$650,000

For Sale by Agent

AgentMichael Broderick
BrokerageRidgeco Properties, Inc.

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