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217 Mountain Way, Rutherford, NJ, 07070

3beds
2baths
--sqft
$799,900
--price/sqft
$5,653/moest. monthly cost
$226,120/yrincome needed

About This Home

Welcome to this charming, well-maintained home in the highly desirable town of Rutherford, where pride of ownership is evident from the moment you step inside. The inviting first floor features a spacious living room with a beautiful fireplace and stained-glass window, a bright sunroom, a formal dining room, and an eat-in kitchen. Original woodwork throughout the home showcases the timeless character and craftsmanship that make Rutherford homes so special. The second floor offers three comfortable bedrooms and a full bathroom. A finished walk-up attic provides excellent flexibility and can easily serve as a fourth bedroom, home office, or bonus living space. The finished basement adds even more versatility with a family room, full bathroom, utility room, and workshop—ideal for hobbies, storage, or additional living needs. Outside, a deep driveway leads to a detached two-car garage, while the generously sized backyard offers plenty of space for relaxing, entertaining, or outdoor activities. Conveniently located near NYC bus service and public transportation, this home combines classic charm with everyday convenience.

Getting Around

73
WalkingVery Walkable
54
TransitGood Transit
56
BikeBikeable

Schools

8/10
8/10
Union SchoolGrades 7-81.2 mi
7/10
Rutherford High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 560014200000200003

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$157$1,884
Property Taxes $1,259$15,108
Electricity $193$2,318
Total$5,653$67,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,817/yr
40% on housing$169,590/yr
45% on housing$150,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07070$419
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07070$456
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$799,900
2026-07-18Listed for sale$799,900

For Sale by Agent

AgentDaniel Simone
BrokerageKeller Williams Park Views

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