11 Insley Ave, Rutherford, NJ, 07070
About This Home
Exceptional two-family home offering the perfect blend of space, lifestyle, and investment potential in Rutherford, NJ Bergen County real estate. The first-floor unit features 3 bedrooms, 1 full bath, and in-unit laundry, while the owner's unit spans the second and third floors in a spacious duplex-style layout with 3 bedrooms, 3 full baths, in-unit laundry, and stunning exposed beams that add warmth and character. The unique design provides the feel and privacy often associated with single-family living while maintaining the versatility of a multifamily investment property. A finished walkout basement offers additional recreation and entertaining space. Step outside to a backyard designed for enjoyment, complete with a large in-ground pool, outdoor kitchen, and a finished garage offering flexible use. Conveniently located near NJ Transit train station and bus routes for an easy NYC commute, as well as major highways, Rutherford's vibrant downtown, shops, restaurants, and parks, this home presents a rare opportunity to enjoy space, comfort, and income potential in one exceptional multifamily home for sale near New York City.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Roof: Asphalt Shingle
- Construction materials: Stone,Vinyl Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range/Oven - Gas,Refrigerator,Washer,Stackable Washer/Dryer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Yes,Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5.1
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Dry Bar,Bedrooms,Eat-in Kitchen,Living/Dining Room,Dining Room,Eat-In Kitchen,Living Room,Master Bedroom
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: 3 Units,Forced Air,Natural Gas
- Cooling features: 3 Units,Central Air
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 1156001780000000260000
- Exclusions: 2nd floor Refrigerator
Features
- Levels: 3-Three Story
- Stories: 3
- Patio & porch: Patio
- Exterior features: Barbecue
Lot
- Lot size: 6,098 sqft
- Features: Level
- Lot size dimensions: 40 x 150
Parking
- Total spaces: 6
- Parking features: Asphalt,Detached Garage,Finished Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $1,732 | $20,784 |
| Electricity | $193 | $2,318 |
| Total | $7,704 | $92,448 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $1,100,000 |
| 2026-06-24 | Listed for sale | $1,100,000 |
| 2022-09-02 | Listing removed | -- |
| 2022-08-20 | Price change | $2,600 |
| 2022-07-13 | Listed for rent | $2,800 |
| 2021-08-31 | Listing removed | -- |
| 2021-08-26 | Listed for rent | $2,500 |
| 2021-08-12 | Listing removed | -- |
| 2021-08-10 | Listed for rent | $2,500 |
| 2021-06-04 | Sold | $910,000 |
| 2021-03-04 | Listing removed | -- |
| 2021-02-19 | Listed for sale | $899,999 |
| 2015-07-21 | Sold | $425,000 |
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