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1 Ranch Ct, Saddle Brook, NJ, 07663

4beds
4baths
3,366sqft
$969,000
$288price/sqft
$7,365/moest. monthly cost
$294,600/yrincome needed

About This Home

PRICE IMPROVEMENT!! Tucked away at the end of a quiet cul de sac, this truly unique two family home offers approximately 3,366 square feet of living space and a lifestyle that is hard to find. The main residence features 3 bedrooms, 3 full baths, a welcoming living room with a fireplace and gas line, a formal dining room with imported tile, and an expansive family room that opens directly to the kitchen, creating the perfect flow for everyday living and entertaining. The showpiece of the home is the stunning bamboo cathedral ceilings paired with custom lighting, bringing warmth, character, and architectural charm to the space. The oversized heated tandem garage accommodates up to 4 vehicles and includes dedicated electric service for EV charging. Adding incredible flexibility is a legal studio apartment of approximately 650 square feet with a private entrance, updated kitchen, washer and dryer, generous closet space, and its own fenced outdoor area. Whether used as a suite, guest quarters, home office, or income producing rental, the possibilities are endless. Step outside and experience what truly sets this property apart. The backyard is a private oasis complete with a heated inground pool, hot tub, and exceptional privacy, creating a setting that feels more like a vacation home than a primary residence. Property is mapped in a Minimal Risk Flood Zone. (Flood Zone X). Seller pays $63 a month for flood insurance.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven - Electric,Refrigerator,Washer,Microwave Oven
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Dining Room,Family Room,Kitchen,Master Bedroom,Bedrooms,Eat-In Kitchen,Storage

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,366
  • Total interior livable area: 3,366 sqft

Property

Details

  • Parcel number: 1157009070000000080000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 126 x 120

Parking

  • Total spaces: 7
  • Parking features: 2 Car Width,Paver Block,Additional 1/2 Car Garage,Garage Door Opener,Garage,On-Street Parking,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$217$2,604
Property Taxes $1,878$22,536
Electricity $371$4,452
Total$7,365$88,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,514/yr
40% on housing$220,950/yr
45% on housing$196,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 07663$419
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07663$399
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$969,000
2026-07-23Price change$969,000
2026-06-20Listed for sale$999,000
2023-09-11Sold$840,000
2023-08-08Pending sale$849,000
2023-07-14Price change$849,000
2023-07-06Price change$899,000
2023-06-05Listed for sale$930,000
2023-05-30Listing removed$889,000
2023-05-01Listed for sale$889,000
2020-12-18Sold$627,000
2020-03-02Sold$627,000
2019-10-11Listing removed$635,000
2019-08-13Price change$635,000
2019-07-10Price change$698,000
2019-06-25Listed for sale$709,000

For Sale by Agent

AgentBrenda Moreno
BrokerageRealty Of America

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