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64 Alberta Dr, Saddle Brook, NJ, 07663

4beds
4baths
--sqft
$1,099,000
--price/sqft
$8,141/moest. monthly cost
$325,640/yrincome needed

About This Home

Welcome to this exceptional new construction home in highly desirable community of Saddle Brook! Currently under construction, this is a rare opportunity to own a brand-new home with time to envision the final touches. Ideally located near major transportation, shopping, and parks, this home offers the perfect combination of convenience and modern living. The layout is thoughtfully designed for today's lifestyle. The home will showcase an open-concept floor plan with bright, airy living spaces. The fully finished basement will provide additional versatile space-perfect for a recreation room, home office, or guest area. Set in a desirable neighborhood known for its strong community feel and convenient access to NYC. This property offers both comfort and location. Don't miss the opportunity to secure this new construction home before completion and make it your own! *Seller Offering 1 Year Mechanical Warranty.*

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Construction materials: Cement Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 5701510000000015

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$246$2,952
Property Taxes $2,145$25,740
Electricity $193$2,318
Total$8,141$97,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,120/yr
40% on housing$244,230/yr
45% on housing$217,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07663$405
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07663$399
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,149,999
2025-11-14Sold$550,000
2025-10-06Pending sale$499,000
2025-09-25Listed for sale$499,000

For Sale by Agent

AgentAnn Marie Cimiluca
BrokerageUnited Real Estate

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