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381 Beech St, Teaneck, NJ, 07666

3beds
3baths
--sqft
$665,000
--price/sqft
$4,819/moest. monthly cost
$192,760/yrincome needed

About This Home

Spacious Colonial with lots of potential on deep property, along with room to expand. Enclosed front porch. Living Rm. Dining Rm. Work kitchen open to breakfast area, open to Family Room. Half bath. 2nd floor has 3 bedrooms and a Full bath. Knotty pine finished basement. Additional finished room. Ceramic tiled floors. SS/Bath. Laundry. Central Air. 2 car detached garage. French drain system. Maintenance- free exterior. Close to NYC buses, parks, shops and houses of worship.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
4/10
Teaneck Sr High SchoolGrades 9-121.2 mi
6/10

Construction

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Radiators,Steam
  • Cooling features: Central Air

Property

Details

  • Parcel number: 6003208000000023

Features

  • Pool features: None
  • Has view: Yes
  • View description: West
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$217$2,604
Property Taxes $1,047$12,564
Electricity $193$2,318
Total$4,819$57,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,222/yr
40% on housing$144,570/yr
45% on housing$128,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07666$457
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07666$394
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$665,000
2026-07-07Listed for sale$665,000
1989-11-10Sold$189,000

For Sale by Agent

AgentRhoda Russo
BrokerageRusso Real Estate

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