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139 Cosman St, Township Of Washington, NJ, 07676

5beds
2baths
--sqft
$799,999
--price/sqft
$5,676/moest. monthly cost
$227,040/yrincome needed

About This Home

Welcome to this beautifully expanded 5-bedroom, 2 full bath Cape Cod, perfectly situated on a desirable corner lot in one of Washington Township's most sought-after neighborhoods. From the inviting lemonade front porch to the spacious interior, this home blends charm, comfort, and functionality. Gorgeous oak hardwood floors flow throughout, while the renovated kitchen features espresso cabinetry, granite countertops, stainless steel appliances, and ample storage. Unlike a typical Cape, this thoughtfully expanded home offers a rare second living room and separate dining room connecting the main house to the brand-new oversized two-car attached garage, creating a practical floor plan with the extra living space today's buyers desire. The flexible layout provides five bedrooms, two full baths, and a full-height unfinished basement ready to be finished into additional living space, a recreation room, gym, or home office. Enjoy a private backyard perfect for entertaining or relaxing. Conveniently located near parks, shopping, restaurants, and transportation, this move-in ready home offers exceptional space, versatility, and value. This is not your typical Cape Cod, it is one of Washington Township's best values and won't last long.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Central Vacuum,One Floor Living
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Hot Water
  • Cooling features: Window Unit(s),Wall Unit(s)

Property

Details

  • Parcel number: 6604522000000010

Features

  • Pool features: None
  • Has view: Yes
  • View description: West
  • Waterfront features: None

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$179$2,148
Property Taxes $1,259$15,108
Electricity $193$2,318
Total$5,676$68,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,605/yr
40% on housing$170,280/yr
45% on housing$151,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07676$585
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07676$473
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$799,999

For Sale by Agent

AgentMatthew O'Hare
BrokerageColdwell Banker, Hillsdale

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