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443 Center St, Wood Ridge, NJ, 07075

2beds
2baths
--sqft
$570,000
--price/sqft
$4,082/moest. monthly cost
$163,280/yrincome needed

About This Home

This charming home offers a rare opportunity to enjoy an exceptional location at an accessible price point. The property is filled with character and potential. Surrounded by beautiful homes, the setting provides a peaceful neighborhood atmosphere while remaining close to top-rated schools, parks, shopping, dining, and convenient transportation options. Whether you're looking to downsize, purchase your first home, or create your dream residence in a highly sought-after community, this property offers an unbeatable combination of location, lifestyle, and value.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
3/10
Wood Ridge High SchoolGrades 7-120.5 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 6900219000000015

Features

  • Pool features: None
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$110$1,320
Property Taxes $897$10,764
Electricity $193$2,318
Total$4,082$48,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,954/yr
40% on housing$122,460/yr
45% on housing$108,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07075$379
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07075$409
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$570,000
2026-07-08Listed for sale$570,000
2009-05-28Sold$369,000

For Sale by Agent

AgentLaura Goldberg
BrokerageKeller Williams Valley Realty

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