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79 Columbia St, Wood Ridge, NJ, 07075

3beds
3baths
--sqft
$779,000
--price/sqft
$5,509/moest. monthly cost
$220,360/yrincome needed

About This Home

Thoughtfully renovated down to the studs, this exceptional home reflects the quality craftsmanship and attention to detail of an owner who intended it to be their forever home. This 3BRM, 3FBATH home, plus an office/den, offers modern comfort throughout. Every major system, including the HVAC, electrical, furnace, hot water heater, and double-pane windows, is under five years old. Natural light fills every room, while hardwood floors lie beneath the newer laminate flooring. Outside, enjoy a beautifully landscaped yard, a front porch with stunning NYC skyline views, a one-car garage, and parking for four additional vehicles. A large unfinished basement with high ceilings and exterior access offers endless possibilities. Don't miss this rare opportunity to own a meticulously maintained home in desirable Wood-Ridge.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
3/10
Wood Ridge High SchoolGrades 7-120.4 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Gas

Property

Details

  • Parcel number: 6900224000000004

Lot

  • Lot size: 5,001 sqft
  • Lot size dimensions: 5,001.000

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$151$1,812
Property Taxes $1,226$14,712
Electricity $193$2,318
Total$5,509$66,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,880/yr
40% on housing$165,270/yr
45% on housing$146,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07075$372
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07075$409
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$759,000
2026-07-09Listed for sale$779,000
2020-12-23Sold$397,000
2020-09-29Sold$397,000
2020-08-15Price change$397,000
2020-08-10Price change$429,000
2020-08-07Price change$439,000
2020-07-19Listed for sale$449,000

For Sale by Agent

AgentODALIS NIEVES
BrokerageKELLER WILLIAMS VILLAGE SQUARE REALTY

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