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103 Prospect Street, Montfort, WI, 53569

3beds
3baths
1,923sqft
$269,900
$140price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Brand new ranch style condo with brand new appliances. 3rd bedroom in the basement to be completed prior to closing. Over 1,800 sq ft living space on the main level. Full unfinished basement. Stubbed for bathroom, walls in basement studded for 2 more bedrooms and a big family rec room. This would double your living space. Spacious 2 car garage. Open floor plan. Big roomy kitchen with lots of cupboards and counter top area! Master bedroom has walk in closet and master bathroom.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Iowa-Grant High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Condominium

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom

  • Features: Stubbed For Bathroom on Lower,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 154

Bedroom3

  • Level: Lower
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 330

Features

  • Walk-In Closet(s),Cathedral/vaulted ceiling,High Speed Internet,Breakfast Bar,Pantry
  • Finished area below ground: 110
  • Finished area above ground: 1,813
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,923
  • Total interior livable area: 1,923 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 238

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 151000680000
  • Attached to another structure: Yes
  • Zoning: Res
  • Exclusions: Personal Property Of The Seller.

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1751-2000

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener,Garage Door Over 8 Feet
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$121$1,452
Property Taxes $269$3,228
Electricity $180$2,168
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 53569
Grant County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 53569$143
Grant County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$274,900
2026-02-23Contingent$274,900
2026-02-21Listed for sale$274,900
2026-01-13Contingent$274,900
2025-12-02Price change$274,900
2025-10-30Price change$279,900
2025-06-20Price change$289,900
2024-07-11Listed for sale$299,500

For Sale by Agent

AgentGerald Adametz
BrokerageJon Miles Real Estate

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