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4940 W Huron St, Chicago, IL, 60644

5beds
4baths
0sqft
$360,000
--price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

Getting Around

76
WalkingVery Walkable
65
TransitGood Transit
62
BikeBikeable

Schools

4/10
Nash Elementary SchoolGrades PK-80.2 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Fiber Cement

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Second
  • Area: 117
  • Dimensions: 9X13

Bedroom4

  • Level: Second
  • Area: 150
  • Dimensions: 15X10

Bedroom5

  • Level: Basement
  • Area: 160
  • Dimensions: 16X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Features

  • Window features: Triple Pane Windows

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Master Bedroom

  • Features: Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16092060280000
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 1

Lot

  • Lot size: 4,538 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$335$4,020
Property Taxes $519$6,228
Electricity $130$1,569
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60644$198
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60644$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2015-11-23Sold$9,500
2015-08-20Price change$15,000
2015-07-20Price change$17,000
2015-04-14Listed for sale$19,000

For Sale by Agent

AgentBeatriz Guaman
BrokerageCity Habitat Realty LLC

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