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5054 W Ohio St, Chicago, IL, 60644

3beds
3baths
1,400sqft
$374,990
$268price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

This isn't just a house; it's a total "peace of mind" package. From the footings to the roof, every inch of this 3-bedroom, 2.5-bathroom home has been meticulously updated, making it essentially a brand-new build wrapped in a classic frame. If you're looking for a turnkey lifestyle where "new" means everything, this is the one. Exterior & Curb Appeal The transformation begins at the curb. Enjoy morning coffee on your brand-new front porch, featuring a secure locking storm door. The entire exterior boasts new siding, a new roof, and fresh concrete footings. The Garage: It's more than just a place for your car. With new siding, a new roof, and brand-new internals, it's a pristine space ready for your workshop or storage needs. Outdoor Living: Step out onto the new back porch or through the new back gate into your private yard. Every detail, down to the last latch, is fresh. Gourmet Living & Modern Finishes Inside, the vibe is "super clean" and ultra-modern. Every room has been treated to a fresh coat of paint and new baseboards, creating a crisp, cohesive aesthetic throughout. The Kitchen: Equipped with brand-new appliances and modern fixtures that sparkle. Climate Control: Stay perfectly cool with a high-efficiency, brand-new A/C system and all-new mechanicals professionally installed. Space for Everyone Upper Level: Features two spacious bedrooms and a beautifully appointed full bathroom. Finished Basement: A massive value-add! This fully finished space includes new fixtures and serves as a perfect family room, gym, or guest suite, featuring its own locking storm door for added security and private access. Thoughtful Utility The dedicated utility and laundry rooms are designed for convenience and safety: Laundry Ready: A separate laundry room with hookups ready for your preferred side-by-side or stackable units. Safety First: Includes a dedicated CO2/smoke detector for your family's protection. Storage: A separate utility room keeps the "guts" of the house organized and out of your living space. The Verdict: There is absolutely nothing left for you to do but move in. With every mechanical, surface, and structural element updated in 2026, this is the freshest home on the market. Schedule your tour today! Welcome home.

Getting Around

77
WalkingVery Walkable
67
TransitGood Transit
70
BikeVery Bikeable

Schools

4/10
Nash Elementary SchoolGrades PK-80.3 mi

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Basement
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Laundry

  • Level: Basement
  • Area: 40
  • Dimensions: 5X8

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Master Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16092130220000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,050 sqft
  • Lot size dimensions: 25x122

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$349$4,188
Property Taxes $540$6,480
Electricity $130$1,569
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 60644$197
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60644$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Contingent$374,990
2026-05-03Listed for sale$374,990
2022-10-21Sold$40,500
1995-02-21Sold$23,000

For Sale by Agent

AgentSean Cochran
BrokerageeXp Realty

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